Chief Executive Officer

Vipin Sharma is the founding CEO of ACCESS which was set up in 2006. Starting his career with the Reserve Bank of India, Vipin has thirty five years of experience in banking, agriculture and rural development, micro enterprise development and microfinance in varied institutions including NABARD, Rural Non-Farm Development Agency (RUDA), Govt of Rajasthan and CARE India. At CARE, Vipin was the Programme Director and a part of the Regional Leadership Team. In the last ten years in ACCESS, Vipin has set up three other specialized affiliates focusing on access to finance (ACCESS ASSIST), access to markets (Ode to Earth) and ACCESS Ventures (techno-managerial support). He is an active member of the Global Steering Committee of the SMART Campaign. He holds a BA (Hons) in History from St. Stephen’s College, Delhi University and a MA in History, besides attending programmes at Cranfield School of Management, Boulder and School of Management, Yale University.




Dr. Ram Narayan Ghatak is a development professional with over two decades of experience. He has worked majorly in areas of agribusiness management, policy advocacy and strategic consulting, regulatory evolution and banking etc. Dr. Ghatak is a Post Graduate Diploma in Rural Management from the Institute of Rural Management, Anand, Gujarat. Before that he did his graduation in Agriculture from Visva-Bharati University, Sriniketan, WB (1985 to 89) and thereafter MSc and PhD in Agricultural Economics from Banaras Hindu University, UP and Sardar Patel University, Gujarat respectively. Dr. Ghatak has worked in close coordination with various Govt. agencies; prominent among them are Ministry of Agriculture and Cooperation, Ministry of Defence, Ministry of Railways etc. He has the experience of dealing with and represented many National level institutions/bodies like Milk and Milk Products Advisory Board (MMPO) and National Productivity Council (NPC) of the Ministry of Agriculture, Govt. of India, National Cooperative Union of India (NCUI), etc. Before joining ACCESS Development Services, he worked as Vice President – Strategy, Rural Services at SREI Sahaj e-Village Ltd., Kolkata and as Head of Business Strategy and Compliance, Rural and Inclusive Banking Group at ICICI Bank, Mumbai.



Executive Director, ACCESS ASSIST

Radhika is the Executive Director of ACCESS-ASSIST and has led the transition of the microfinance portfolio and resources from ACCESS into ASSIST. She specializes in microfinance operations and social performance management, social research, financial education and training and curriculum development. She holds a Post Graduate degree from the Indian Institute of Forest Management. She is an active member on Working Groups of Social Performance Task Force (SPTF) and SMART Client Protection Campaign and also represents ASSIST on the Responsible Finance Forum led by the IFC. She recently co-edited the Microfinance India Social Performance Report 2011. Radhika has in the past been associated with many organizations of repute such as EDA Rural Systems, BASIX, Intellecap and Sambodhi Research and Communications.



Associate Vice President-Human Resource

Sukhbir is an experienced human resource professional with sound experience in strategizing and planning the Human Resource function. During her career she has been associated with organizations in India and abroad across a wide spectrum of industries. She holds a post graduate diploma in business management with specialization in Human Resource and an advance diploma in Training and Development. She is leading the HR function for ACCESS and its affiliate with the focus to establish the best talent practices in ACCESS.



Associate Vice President- Program Support

Subir Ghosh leads ACCESS’s financial strategy and operations including grant and contract management. Prior to joining ACCESS, Subir has worked with Oxfam, Hindustan Latex Family Planning Promotion Trust (HLFPPT), Gramin Vikas Trust (GVT) and ABC India Ltd. He has over 18 years of experience of which 16 years have been in the development Sector. Subir specialises in financial planning, fund management, budgeting, donor financial contract management, audits, and taxation, implementation of systems & processes and general administration. He has extensive experience in administering large budgets funded by donors like USAID, European Union, UNICEF, UNDP, Dell Foundation, DFID and CIDA. Subir has completed his CWA (Final Group I) and MBA in Finance.